---
title: Electronic Payments
slug: electronic-payments
docTags: 
createdAt: 2025-01-02T22:48:18.623Z
---

Monoova supports recieving payments from all domestic Australian payment methods, with features designed to assist in reconciliation and detailed receivables reporting. 

**Push payments** are sent to your account by an external party, and include NPP (Osko), Direct Credit, BPAY, and RTGS. These payment types can be recieved in your mAccount or Ledger Accounts using [Virtual Account Numbers](docId\:OVcD1vmUGCv2yhm4ESoA5), or a Biller Code and CRN for BPAY. We also support the use of [PayID](docId\:zF2Z-RcNFmeoAkzZfN6CA) for NPP transfers.
To understand when a push payment has been received in your account, you can use [Webhooks](docId\:Ir-NhxJCx2bMYbxQizIdD) or [Receivables Reporting](docId:6uT-ETG5MBgLQ3gdxbhWF). 

**Pull payments **are initiated through our API and are pulled directly from the payers account. These payment types include Direct Debit, PayTo, and some card transactions.

| **Receivable type**            | **Speed**                                         |
| ------------------------------ | ------------------------------------------------- |
| NPP (Osko) and PayTo           | Instant                                           |
| Direct Credit and Direct Debit | 1-2 Days                                          |
| BPAY                           | 1-3 Days                                          |
| Cards                          | Authorised instantly, with settlement in 1-2 Days |
| RTGS                           | Instant                                           |