---
title: Get Sign-in Account Fees & Permissions
slug: api/get-sign-in-account-fees-and-permissions
docTags: 
createdAt: 2026-09-23T02:36:41.274Z
---

{
  "id": "svK9HQiOEYqsqVwuWXXQ5",
  "type": "api-oas-v2",
  "data": {
    "method": "GET",
    "url": "https://api.mpay.com.au/security/v1/signInAccountSettings",
    "servers": [
      {
        "url": "https://api.mpay.com.au/security/v1/signInAccountSettings",
        "description": "Production"
      },
      {
        "url": "https://api.m-pay.com.au/security/v1/signInAccountSettings",
        "description": "Sandbox"
      }
    ],
    "name": "Get Sign-in Account Fees & Permissions",
    "description": "<p>This API returns the fees and permissions that have been given to the Sign-In Account. The endpoint takes no parameters; the Sign-In Account is identified by the API key passed as the basic authentication username.</p>",
    "contentType": "application/json",
    "request": {
      "pathParameters": [],
      "headerParameters": [
        {
          "name": "accept",
          "type": "string",
          "kind": "optional",
          "description": "Generated from available response content types",
          "enum": [
            "application/json"
          ],
          "default": "application/json"
        }
      ],
      "queryParameters": [],
      "bodyDataParameters": [],
      "formDataParameters": [],
      "oAuthParameters": [
        {
          "id": "basicAuth",
          "name": "basicAuth",
          "kind": "optional",
          "type": "http",
          "description": "<p>To authenticate using basic authentication, generate an API key and pass it as the username. No password is required.</p>",
          "scheme": "basic"
        }
      ],
      "cookieParameters": []
    },
    "responses": [
      {
        "statusCode": "200",
        "description": "successful validation",
        "jsonExample": "",
        "isExpanded": true,
        "schema": [
          {
            "kind": "optional",
            "type": "object",
            "description": "<p>The fees, limits and permissions configured for the authenticated Sign-In Account.</p>",
            "customType": "settingsResponse_V1",
            "schema": [
              {
                "name": "disbursementFees",
                "kind": "required",
                "type": "array",
                "description": "<p><strong>Required</strong> — The list of disbursement (money out) fees configured for the Sign-In Account, one entry per disbursement method. Returns an empty array when no disbursement fees apply.</p>",
                "modelRef": "#/components/schemas/disbursementFeeClass",
                "customType": "disbursementFeeClass[]",
                "schema": [
                  {
                    "name": "method",
                    "kind": "required",
                    "type": "string",
                    "description": "<p><strong>Required</strong> — Disbursement method. The payment method the fee applies to when paying funds out of the Sign-In Account.</p>",
                    "example": "DirectCredit",
                    "default": "DirectCredit",
                    "pattern": "^[A-Za-z0-9 _-]{1,50}$"
                  },
                  {
                    "name": "feePercentageExGst",
                    "kind": "required",
                    "type": "number<double>",
                    "description": "<p><strong>Required</strong> — Fee percentage exclusive of GST. Expressed as a percentage of the transaction amount, so 1.5 means 1.5%.</p>",
                    "example": 0,
                    "default": 0,
                    "format": "double",
                    "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
                  },
                  {
                    "name": "feeFixedExGst",
                    "kind": "required",
                    "type": "number<double>",
                    "description": "<p><strong>Required</strong> — Fixed fee amount exclusive of GST, in AUD, applied per transaction.</p>",
                    "example": 0.25,
                    "default": 0.25,
                    "format": "double",
                    "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
                  }
                ]
              },
              {
                "name": "loadFees",
                "kind": "required",
                "type": "array",
                "description": "<p><strong>Required</strong> — The list of load (money in) fees configured for the Sign-In Account, one entry per load method and card type. Returns an empty array when no load fees apply.</p>",
                "modelRef": "#/components/schemas/loadFeeClass",
                "customType": "loadFeeClass[]",
                "schema": [
                  {
                    "name": "method",
                    "kind": "required",
                    "type": "string",
                    "description": "<p><strong>Required</strong> — Fee method. The payment method the fee applies to, for example the card or transfer method used to load funds.</p>",
                    "example": "CreditCard",
                    "default": "CreditCard",
                    "pattern": "^[A-Za-z0-9 _-]{1,50}$"
                  },
                  {
                    "name": "cardType",
                    "kind": "optional",
                    "type": "string",
                    "description": "<p><strong>Conditional</strong> — Card type. Returned only for card based load methods; otherwise an empty string is returned.</p>",
                    "example": "Visa",
                    "default": "Visa",
                    "pattern": "^[A-Za-z0-9 _-]{0,50}$"
                  },
                  {
                    "name": "debitFromMAccount",
                    "kind": "required",
                    "type": "string",
                    "description": "<p><strong>Required</strong> — True if fees are debited from the Sign-In Account.</p>",
                    "example": "true",
                    "default": "true",
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "feePercentageExGst",
                    "kind": "required",
                    "type": "number<double>",
                    "description": "<p><strong>Required</strong> — Fee percentage exclusive of GST. Expressed as a percentage of the transaction amount, so 1.5 means 1.5%.</p>",
                    "example": 1.5,
                    "default": 1.5,
                    "format": "double",
                    "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
                  },
                  {
                    "name": "feeFixedExGst",
                    "kind": "required",
                    "type": "number<double>",
                    "description": "<p><strong>Required</strong> — Fixed fee amount exclusive of GST, in AUD, applied per transaction.</p>",
                    "example": 0.3,
                    "default": 0.3,
                    "format": "double",
                    "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
                  }
                ]
              },
              {
                "name": "canDebitCreditCards",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to debit/Refund credit cards.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canPayBpay",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to make outbound BPAY payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canImpersonate",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to use the security/v1/createImpersonationTokenAsIssuer endpoint.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canDirectDebit",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to Direct Debit an ABA.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canDirectCredit",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to Direct Credit an ABA.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canCreateMAccounts",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to create mAccounts.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canCreateMWallets",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to create mWallets.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canAccessUserDatabase",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account has permission to access the User Database.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "isIssuer",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is an issuer.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "issuerMAccountNumber",
                "kind": "optional",
                "type": "string",
                "description": "<p><strong>Conditional</strong> — 16-digit Account number of Issuer. Returned only when isIssuer is true; otherwise an empty string is returned.</p>",
                "example": "1234567890123456",
                "default": "1234567890123456",
                "pattern": "^([0-9]{16})?$"
              },
              {
                "name": "monthlyFeeExGst",
                "kind": "optional",
                "type": "number<double>",
                "nullable": true,
                "description": "<p><strong>Optional</strong> — The monthly fee(ExGst) for the Sign-In Account (deprecated). Returns null when no monthly fee is configured. This field is deprecated and should not be relied on.</p>",
                "example": 0,
                "default": 0,
                "format": "double",
                "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
              },
              {
                "name": "clearingMAccountNumber",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — 16-digit Account number of Sign-In Clearing Account.</p>",
                "example": "1234567890123456",
                "default": "1234567890123456",
                "pattern": "^[0-9]{16}$"
              },
              {
                "name": "feeMAccountNumber",
                "kind": "optional",
                "type": "string",
                "description": "<p><strong>Conditional</strong> — 16-Digit Account number of Fee Account if there is one. Returned only when a separate fee account is configured; otherwise an empty string is returned.</p>",
                "example": "1234567890123456",
                "default": "1234567890123456",
                "pattern": "^([0-9]{16})?$"
              },
              {
                "name": "feeMAccountMonthlyFeeExGst",
                "kind": "optional",
                "type": "number<double>",
                "nullable": true,
                "description": "<p><strong>Optional</strong> — Monthly fee (ExGST) of the Sign-In Fee Account (deprecated). Returns null when no fee account monthly fee is configured. This field is deprecated and should not be relied on.</p>",
                "example": 0,
                "default": 0,
                "format": "double",
                "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
              },
              {
                "name": "childMAccountSetUpFeeExGst",
                "kind": "optional",
                "type": "number<double>",
                "nullable": true,
                "description": "<p><strong>Optional</strong> — Set-up fee (ExGST) for each mAccount created via mAccount/v1/create (deprecated). Returns null when no set-up fee is configured. This field is deprecated and should not be relied on.</p>",
                "example": 0,
                "default": 0,
                "format": "double",
                "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
              },
              {
                "name": "childMAccountMonthlyFeeExGst",
                "kind": "optional",
                "type": "number<double>",
                "nullable": true,
                "description": "<p><strong>Optional</strong> — Monthly fee (ExGST) for each mAccount created via mAccount/v1/create (deprecated). Returns null when no monthly fee is configured. This field is deprecated and should not be relied on.</p>",
                "example": 0,
                "default": 0,
                "format": "double",
                "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
              },
              {
                "name": "requiresClearedFundsOnly",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is set up as ClearedFunds.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "canOnlyDebitSignInMAccount",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can only debit itself.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForCuscalReceivables",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is approved to receive payments via Cuscal.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForCuscalReceivablesReturns",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account approved to return receivables via Cuscal.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForCuscalReceivablesRefunds",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account approved to refunds receivables via Cuscal.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForDomesticNppPayouts",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised for domestic NPP payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForIftiNppPayouts",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised for international NPP payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForReconciliationRules",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can use reconciliation rules.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForCuscalReceivablesWhiteListing",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can create whitelists.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForInboundDirectDebits",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can recieve Direct Debits from a third party.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForLedgerAccounts",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to create ledger accounts.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToUseCustomLodgementReference",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to use custom lodgement references on outbound payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToUseDynamicRemitterName",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to use dynamic remitter naming.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForDynamicSourceAccount",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to use dynamic source accounts.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForBulkDirectDebit",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to submit bulk (batched) Direct Debit requests.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForDirectCredit",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to make Direct Credit payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForRealTimeDirectDebit",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to initiate real-time Direct Debits.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToOnlyDirectDebitWhiteListedAba",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account may only Direct Debit BSB and account numbers that appear on its whitelist.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToOnlyDirectCreditWhiteListedAba",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account may only Direct Credit BSB and account numbers that appear on its whitelist.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForRealTimeOnDemand",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to use real-time on-demand payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToDisplayTraceAccount",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the trace account behind an outbound transaction is displayed to the Sign-In Account.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToDisplayTraceAccountForInboundDebit",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the trace account behind an inbound Direct Debit is displayed to the Sign-In Account.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedNppPayable",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to be paid via the New Payments Platform (NPP).</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "acceptInboundDirectDebit",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account accepts inbound Direct Debits initiated by a third party.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForMAccountTransfer",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to transfer funds between mAccounts.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToAcceptRtgs",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to accept RTGS (Real Time Gross Settlement) payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToAcceptInternationalPayments",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to accept international payments.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForReconciliationRulesAllowPartialRefund",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account may configure reconciliation rules that allow partial refunds.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForReconciliationRulesAllowRange",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account may configure reconciliation rules that match on an amount range.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToRejectRtgsImtTransactionsPastServiceLevelAgreement",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if RTGS and IMT transactions received after the agreed service level window are automatically rejected for the Sign-In Account.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToIgnoreCreditLimitForRtgsIncoming",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if incoming RTGS payments bypass the credit limit configured on the Sign-In Account.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForInternationalReceivable",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account is authorised to receive international receivables.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForSourceBsbBlacklistingForDeReceivables",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can blacklist source BSBs for Direct Entry receivables.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedSourceBsbBlacklistingForNppReceivables",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can blacklist source BSBs for NPP receivables.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForDynamicAkaNamesForVirtualAccounts",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can set dynamic AKA (also known as) names on virtual accounts.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForDynamicBankAccountNameForVirtualAccounts",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can set dynamic bank account names on virtual accounts.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedToCreateVirtualAccountsForSubMerchantsUnderReview",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if the Sign-In Account can create virtual accounts for sub-merchants that are still under review.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "authorisedForConfirmationOfPayeeLookupRequired",
                "kind": "required",
                "type": "boolean",
                "description": "<p><strong>Required</strong> — True if a Confirmation of Payee lookup is required before the Sign-In Account can make a payment.</p>",
                "example": true,
                "default": true,
                "pattern": "^(true|false)$"
              },
              {
                "name": "webhookPermissions",
                "kind": "required",
                "type": "object",
                "description": "<p><strong>Required</strong> — The set of webhooks the Sign-In Account is permitted to subscribe to. Each flag is true when a subscription to that webhook is allowed.</p>",
                "example": "",
                "schema": [
                  {
                    "name": "nppReceivePaymentWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to nppReceivePayment webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "payToReceivePaymentWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to payToReceivePayment webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "nppPaymentStatusWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to nppPaymentStatus webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "nppPaymentReturnWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to nppPaymentReturn webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "directDebitDishonourWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to directDebitDishonour webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "inboundDirectDebitWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to inboundDirectDebit webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "inboundDirectCreditWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to inboundDirectCredit webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "inboundRtgsImtPaymentWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to inboundRtgsImtPayment webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "rtgsImtPaymentStatusWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to rtgsImtPaymentStatus webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "nppCreditRejectionsWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to nppCreditRejections webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "inboundDirectCreditRejectionsWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to inboundDirectCreditRejections webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "iftiNppReceivePaymentWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to iftiNppReceivePayment webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "directDebitClearanceWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to directDebitClearance webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "iftiNppPaymentReturnWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to iftiNppPaymentReturn webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  },
                  {
                    "name": "iftiNppPaymentStatusWebhook",
                    "kind": "required",
                    "type": "boolean",
                    "description": "<p><strong>Required</strong> — Can subscribe to iftiNppPaymentStatus webhook.</p>",
                    "example": true,
                    "default": true,
                    "pattern": "^(true|false)$"
                  }
                ]
              },
              {
                "name": "directDebitLimits",
                "kind": "optional",
                "type": "object",
                "description": "<p><strong>Conditional</strong> — The Direct Debit limits applied to the Sign-In Account. Values are returned only when the Sign-In Account is authorised to Direct Debit; each unconfigured limit is returned as null.</p>",
                "example": "",
                "schema": [
                  {
                    "name": "maximumNumberOfDirectDebitsPerDay",
                    "kind": "optional",
                    "type": "integer<int32>",
                    "nullable": true,
                    "description": "<p><strong>Optional</strong> — Maximum number of Direct Debits that can be processed per day by the Sign-In Account. Returns null when no daily count limit is configured.</p>",
                    "example": 100,
                    "default": 100,
                    "format": "int32",
                    "pattern": "^[0-9]{1,19}$"
                  },
                  {
                    "name": "maximumDirectDebitAmountPerTransaction",
                    "kind": "optional",
                    "type": "number<double>",
                    "nullable": true,
                    "description": "<p><strong>Optional</strong> — Maximum transaction amount allowed for Direct Debit. Returns null when no per-transaction limit is configured.</p>",
                    "example": 10000,
                    "default": 10000,
                    "format": "double",
                    "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
                  },
                  {
                    "name": "directDebitClearanceDays",
                    "kind": "optional",
                    "type": "integer<int32>",
                    "nullable": true,
                    "description": "<p><strong>Optional</strong> — Configured days to clear Direct Debit payments. Returns null when no clearance period is configured.</p>",
                    "example": 3,
                    "default": 3,
                    "format": "int32",
                    "pattern": "^[0-9]{1,19}$"
                  },
                  {
                    "name": "limit",
                    "kind": "optional",
                    "type": "number<double>",
                    "nullable": true,
                    "description": "<p><strong>Optional</strong> — Direct Debit limit. This is the total value that may be Direct Debited before the limit resets. Returns null when no limit is configured.</p>",
                    "example": 50000,
                    "default": 50000,
                    "format": "double",
                    "pattern": "^[0-9]{1,10}(\\.[0-9]{1,4})?$"
                  },
                  {
                    "name": "rollOverDays",
                    "kind": "optional",
                    "type": "integer<int32>",
                    "nullable": true,
                    "description": "<p><strong>Optional</strong> — Days to reset Direct Debit limit. Returns null when the limit does not roll over.</p>",
                    "example": 30,
                    "default": 30,
                    "format": "int32",
                    "pattern": "^[0-9]{1,19}$"
                  }
                ]
              },
              {
                "name": "durationMs",
                "kind": "required",
                "type": "integer<int64>",
                "description": "<p><strong>Required</strong> — This value represents the total time in milliseconds that the Platform took to process the request.</p>",
                "example": 21,
                "default": 21,
                "format": "int64",
                "pattern": "^[0-9]{1,19}$"
              },
              {
                "name": "status",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — This is the status of the request. A code of 'Ok' indicates no errors. Any other value indicates that the request was not completed successfully.</p>",
                "example": "Ok",
                "default": "Ok",
                "pattern": "^[A-Za-z]{1,50}$"
              },
              {
                "name": "statusDescription",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — This is a description of the status. If an 'Ok' status is returned, then this will be 'Operation completed successfully'.</p>",
                "example": "Operation completed successfully",
                "default": "Operation completed successfully",
                "pattern": "^.{0,500}$"
              }
            ],
            "modelRef": "#/components/schemas/settingsResponse_V1",
            "isExpanded": true
          }
        ]
      },
      {
        "statusCode": "400",
        "description": "<p>Bad request — the request could not be validated. Check that every required parameter is supplied and that each value matches the documented pattern.</p>",
        "jsonExample": "",
        "isExpanded": true,
        "schema": [
          {
            "kind": "optional",
            "type": "object",
            "example": "{\"durationMs\":12,\"status\":\"Error\",\"statusDescription\":\"The request is invalid. One or more parameters are missing or do not match the expected format.\"}",
            "description": "Standard error envelope returned by the Security API when a request cannot be completed.",
            "customType": "ErrorResponse_V1",
            "schema": [
              {
                "name": "durationMs",
                "kind": "required",
                "type": "integer<int64>",
                "description": "<p><strong>Required</strong> — This value represents the total time in milliseconds that the Platform took to process the request before it failed.</p>",
                "example": 12,
                "default": 12,
                "format": "int64",
                "pattern": "^[0-9]{1,19}$"
              },
              {
                "name": "status",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — The status code of the failed request. Any value other than 'Ok' indicates that the request was not processed.</p>",
                "example": "Error",
                "default": "Error",
                "pattern": "^[A-Za-z]{1,50}$"
              },
              {
                "name": "statusDescription",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — A human readable description of why the request failed. Use this value when logging or surfacing the error to an operator.</p>",
                "example": "The request could not be processed. See statusDescription for details.",
                "default": "The request could not be processed. See statusDescription for details.",
                "pattern": "^.{0,500}$"
              }
            ],
            "modelRef": "#/components/schemas/ErrorResponse_V1",
            "isExpanded": true
          }
        ]
      },
      {
        "statusCode": "401",
        "description": "<p>Unauthorized — the API key passed as the basic authentication username is missing, invalid, or the Sign-In Account does not have permission to call this endpoint. After five consecutive failures on the live Engine the Sign-In Account is locked for one hour.</p>",
        "jsonExample": "",
        "isExpanded": true,
        "headers": [
          {
            "kind": "optional",
            "name": "WWW-Authenticate",
            "type": "string",
            "example": "Basic",
            "description": "Indicates the authentication scheme expected by the Engine."
          }
        ],
        "schema": [
          {
            "kind": "optional",
            "type": "object",
            "example": "{\"durationMs\":8,\"status\":\"Unauthorized\",\"statusDescription\":\"Authentication failed. Supply a valid API key as the basic authentication username.\"}",
            "description": "Standard error envelope returned by the Security API when a request cannot be completed.",
            "customType": "ErrorResponse_V1",
            "schema": [
              {
                "name": "durationMs",
                "kind": "required",
                "type": "integer<int64>",
                "description": "<p><strong>Required</strong> — This value represents the total time in milliseconds that the Platform took to process the request before it failed.</p>",
                "example": 12,
                "default": 12,
                "format": "int64",
                "pattern": "^[0-9]{1,19}$"
              },
              {
                "name": "status",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — The status code of the failed request. Any value other than 'Ok' indicates that the request was not processed.</p>",
                "example": "Error",
                "default": "Error",
                "pattern": "^[A-Za-z]{1,50}$"
              },
              {
                "name": "statusDescription",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — A human readable description of why the request failed. Use this value when logging or surfacing the error to an operator.</p>",
                "example": "The request could not be processed. See statusDescription for details.",
                "default": "The request could not be processed. See statusDescription for details.",
                "pattern": "^.{0,500}$"
              }
            ],
            "modelRef": "#/components/schemas/ErrorResponse_V1",
            "isExpanded": true
          }
        ]
      },
      {
        "statusCode": "500",
        "description": "<p>Internal server error — an unexpected error occurred while the Engine was processing the request. The request should be retried; if the error persists, contact Monoova support.</p>",
        "jsonExample": "",
        "isExpanded": true,
        "schema": [
          {
            "kind": "optional",
            "type": "object",
            "example": "{\"durationMs\":35,\"status\":\"Exception\",\"statusDescription\":\"An unexpected error occurred while processing the request. Please retry or contact support.\"}",
            "description": "Standard error envelope returned by the Security API when a request cannot be completed.",
            "customType": "ErrorResponse_V1",
            "schema": [
              {
                "name": "durationMs",
                "kind": "required",
                "type": "integer<int64>",
                "description": "<p><strong>Required</strong> — This value represents the total time in milliseconds that the Platform took to process the request before it failed.</p>",
                "example": 12,
                "default": 12,
                "format": "int64",
                "pattern": "^[0-9]{1,19}$"
              },
              {
                "name": "status",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — The status code of the failed request. Any value other than 'Ok' indicates that the request was not processed.</p>",
                "example": "Error",
                "default": "Error",
                "pattern": "^[A-Za-z]{1,50}$"
              },
              {
                "name": "statusDescription",
                "kind": "required",
                "type": "string",
                "description": "<p><strong>Required</strong> — A human readable description of why the request failed. Use this value when logging or surfacing the error to an operator.</p>",
                "example": "The request could not be processed. See statusDescription for details.",
                "default": "The request could not be processed. See statusDescription for details.",
                "pattern": "^.{0,500}$"
              }
            ],
            "modelRef": "#/components/schemas/ErrorResponse_V1",
            "isExpanded": true
          }
        ]
      }
    ],
    "hasXCodeSamples": false,
    "examples": {
      "languages": [
        {
          "id": "tU2eNCR7qlfoiWOUyhoE4",
          "language": "curl",
          "label": "cURL",
          "code": "curl --request GET \\\n     --url https://api.mpay.com.au/security/v1/signInAccountSettings \\\n     --header 'accept: application/json'"
        },
        {
          "id": "Wo6ApEGikezALk_sP9ZKc",
          "language": "javascript",
          "label": "javascript",
          "code": "var myHeaders = new Headers();\nmyHeaders.append(\"accept\", \"application/json\");\nmyHeaders.append(\"content-type\", \"application/json\");\n\nvar requestOptions = {\n   method: 'GET',\n   headers: myHeaders,\n   redirect: 'follow'\n};\n\nfetch(\"https://api.mpay.com.au/security/v1/signInAccountSettings\", requestOptions)\n   .then(response => response.text())\n   .then(result => console.log(result))\n   .catch(error => console.log('error', error));"
        },
        {
          "id": "RLF1Gn4h9FrkQWQ1gi804",
          "language": "ruby",
          "label": "Ruby",
          "code": "require \"uri\"\nrequire \"json\"\nrequire \"net/http\"\n\nurl = URI(\"https://api.mpay.com.au/security/v1/signInAccountSettings\")\n\nhttps = Net::HTTP.new(url.host, url.port)\nhttps.use_ssl = true\n\nrequest = Net::HTTP::Get.new(url)\nrequest[\"accept\"] = \"application/json\"\nrequest[\"content-type\"] = \"application/json\"\n\nresponse = https.request(request)\nputs response.read_body\n"
        },
        {
          "id": "yG71UKt2rPLN5SnLB3VC9",
          "language": "python",
          "label": "Python",
          "code": "import requests\nimport json\n\nurl = \"https://api.mpay.com.au/security/v1/signInAccountSettings\"\n\npayload = {}\nheaders = {\n   'accept': 'application/json',\n   'content-type': 'application/json'\n}\n\nresponse = requests.request(\"GET\", url, headers=headers, data=payload)\n\nprint(response.text)\n"
        }
      ],
      "selectedLanguageId": "tU2eNCR7qlfoiWOUyhoE4"
    },
    "results": {
      "languages": [
        {
          "id": "Ja1e58gKsUZWtSYcUlnh2",
          "language": "200",
          "code": "// successful validation\n{\n  \"disbursementFees\": [\n    {\n      \"method\": \"DirectCredit\",\n      \"feePercentageExGst\": \"\",\n      \"feeFixedExGst\": 0.25\n    }\n  ],\n  \"loadFees\": [\n    {\n      \"method\": \"CreditCard\",\n      \"cardType\": \"Visa\",\n      \"debitFromMAccount\": \"true\",\n      \"feePercentageExGst\": 1.5,\n      \"feeFixedExGst\": 0.3\n    }\n  ],\n  \"canDebitCreditCards\": true,\n  \"canPayBpay\": true,\n  \"canImpersonate\": true,\n  \"canDirectDebit\": true,\n  \"canDirectCredit\": true,\n  \"canCreateMAccounts\": true,\n  \"canCreateMWallets\": true,\n  \"canAccessUserDatabase\": true,\n  \"isIssuer\": true,\n  \"issuerMAccountNumber\": \"1234567890123456\",\n  \"monthlyFeeExGst\": \"\",\n  \"clearingMAccountNumber\": \"1234567890123456\",\n  \"feeMAccountNumber\": \"1234567890123456\",\n  \"feeMAccountMonthlyFeeExGst\": \"\",\n  \"childMAccountSetUpFeeExGst\": \"\",\n  \"childMAccountMonthlyFeeExGst\": \"\",\n  \"requiresClearedFundsOnly\": true,\n  \"canOnlyDebitSignInMAccount\": true,\n  \"authorisedForCuscalReceivables\": true,\n  \"authorisedForCuscalReceivablesReturns\": true,\n  \"authorisedForCuscalReceivablesRefunds\": true,\n  \"authorisedForDomesticNppPayouts\": true,\n  \"authorisedForIftiNppPayouts\": true,\n  \"authorisedForReconciliationRules\": true,\n  \"authorisedForCuscalReceivablesWhiteListing\": true,\n  \"authorisedForInboundDirectDebits\": true,\n  \"authorisedForLedgerAccounts\": true,\n  \"authorisedToUseCustomLodgementReference\": true,\n  \"authorisedToUseDynamicRemitterName\": true,\n  \"authorisedForDynamicSourceAccount\": true,\n  \"authorisedForBulkDirectDebit\": true,\n  \"authorisedForDirectCredit\": true,\n  \"authorisedForRealTimeDirectDebit\": true,\n  \"authorisedToOnlyDirectDebitWhiteListedAba\": true,\n  \"authorisedToOnlyDirectCreditWhiteListedAba\": true,\n  \"authorisedForRealTimeOnDemand\": true,\n  \"authorisedToDisplayTraceAccount\": true,\n  \"authorisedToDisplayTraceAccountForInboundDebit\": true,\n  \"authorisedNppPayable\": true,\n  \"acceptInboundDirectDebit\": true,\n  \"authorisedForMAccountTransfer\": true,\n  \"authorisedToAcceptRtgs\": true,\n  \"authorisedToAcceptInternationalPayments\": true,\n  \"authorisedForReconciliationRulesAllowPartialRefund\": true,\n  \"authorisedForReconciliationRulesAllowRange\": true,\n  \"authorisedToRejectRtgsImtTransactionsPastServiceLevelAgreement\": true,\n  \"authorisedToIgnoreCreditLimitForRtgsIncoming\": true,\n  \"authorisedForInternationalReceivable\": true,\n  \"authorisedForSourceBsbBlacklistingForDeReceivables\": true,\n  \"authorisedSourceBsbBlacklistingForNppReceivables\": true,\n  \"authorisedForDynamicAkaNamesForVirtualAccounts\": true,\n  \"authorisedForDynamicBankAccountNameForVirtualAccounts\": true,\n  \"authorisedToCreateVirtualAccountsForSubMerchantsUnderReview\": true,\n  \"authorisedForConfirmationOfPayeeLookupRequired\": true,\n  \"webhookPermissions\": {\n    \"nppReceivePaymentWebhook\": true,\n    \"payToReceivePaymentWebhook\": true,\n    \"nppPaymentStatusWebhook\": true,\n    \"nppPaymentReturnWebhook\": true,\n    \"directDebitDishonourWebhook\": true,\n    \"inboundDirectDebitWebhook\": true,\n    \"inboundDirectCreditWebhook\": true,\n    \"inboundRtgsImtPaymentWebhook\": true,\n    \"rtgsImtPaymentStatusWebhook\": true,\n    \"nppCreditRejectionsWebhook\": true,\n    \"inboundDirectCreditRejectionsWebhook\": true,\n    \"iftiNppReceivePaymentWebhook\": true,\n    \"directDebitClearanceWebhook\": true,\n    \"iftiNppPaymentReturnWebhook\": true,\n    \"iftiNppPaymentStatusWebhook\": true\n  },\n  \"directDebitLimits\": {\n    \"maximumNumberOfDirectDebitsPerDay\": 100,\n    \"maximumDirectDebitAmountPerTransaction\": 10000,\n    \"directDebitClearanceDays\": 3,\n    \"limit\": 50000,\n    \"rollOverDays\": 30\n  },\n  \"durationMs\": 21,\n  \"status\": \"Ok\",\n  \"statusDescription\": \"Operation completed successfully\"\n}"
        },
        {
          "id": "XoEl5EulC7-A3PBwwcdms",
          "language": "400",
          "code": "// Bad request — the request could not be validated. Check that every required parameter is supplied and that each value matches the documented pattern.\n{\n  \"durationMs\": 12,\n  \"status\": \"Error\",\n  \"statusDescription\": \"The request could not be processed. See statusDescription for details.\"\n}"
        },
        {
          "id": "gLwsaDjNLESklR6W-SkMt",
          "language": "401",
          "code": "// Unauthorized — the API key passed as the basic authentication username is missing, invalid, or the Sign-In Account does not have permission to call this endpoint. After five consecutive failures on the live Engine the Sign-In Account is locked for one hour.\n{\n  \"durationMs\": 12,\n  \"status\": \"Error\",\n  \"statusDescription\": \"The request could not be processed. See statusDescription for details.\"\n}"
        },
        {
          "id": "PEkgssEfiVPkvrZchIOii",
          "language": "500",
          "code": "// Internal server error — an unexpected error occurred while the Engine was processing the request. The request should be retried; if the error persists, contact Monoova support.\n{\n  \"durationMs\": 12,\n  \"status\": \"Error\",\n  \"statusDescription\": \"The request could not be processed. See statusDescription for details.\"\n}"
        }
      ],
      "selectedLanguageId": "Ja1e58gKsUZWtSYcUlnh2"
    }
  },
  "children": [
    {
      "text": ""
    }
  ]
}